Private Collection Insurance
We Protect What You Collect
With over 20 years of experience, Private Collection Insurance is a Canadian MGA that offers comprehensive coverage for a wide range of collectibles, including fine art, sports cards, luxury vehicles, jewellery, wine, rare memorabilia, and more. Whether you’re an insurance brokerage looking for additional capacity with no contracts, or an individual collector looking for proper insurance protection for your collectibles, we deliver exceptional service, affordable rates, and custom coverage options designed to meet your unique collections.
If you’re an individual collector, we encourage you to visit our respective individual collector page for more information, and then connect with your insurance broker to explore how PCI’s robust offerings can safeguard your collection.
Insurance for High-Value Items & Collectibles
Private Collection Insurance (PCI) offers tailored insurance solutions designed to protect a wide range of rare and valuable items including, but not limited to Jewellery, Watches and Timepieces, Fine Art, Wine and Whiskey, Sports Cards, Comic Books, Memorabilia, Vinyl Records, Musical Instruments, Static Vehicle Collections, Coins, Firearms, Purses and Fashion, and other high-value items.
Trusted Collectibles Insurance Expertise
Collections embody passion, value, and history, and represent years of dedication and investment. Private Collection Insurance (PCI) understands the importance of protecting these irreplaceable assets because we’re passionate , lifelong collectors ourselves. Our firsthand appreciation for the emotional and financial significance of collectibles drives us to provide specialized insurance solutions that meet the unique needs of every collector.
Insurance Brokerages
Expand your capacity and deliver exceptional service to your high-net-worth clients by partnering with PCI. With access to exclusive markets and industry-leading expertise, we’ll help your brokerage thrive in the high-value market.
Individual Collectors
Protect your most cherished possessions with PCI’s insurance programs. From sports cards, luxury vehicles and fine art to rare memorabilia and jewellery, we’ll ensure your collection is safeguarded against life’s uncertainties.
Specialized Collectibles Insurance for Every Collector
Private Collection Insurance provides robust, specialized insurance solutions for collectibles that go beyond standard coverage, ensuring collections are protected wherever they may be. We understand that every client has unique insurance needs.
Key Coverage Features:
- All-Risk Protection: Comprehensive coverage for theft, fire, accidental damage, natural disasters, and more.
- Worldwide Coverage: Protection anywhere in the world, whether at home, in storage, or in transit.
- Loss of Value Protection: Safeguard against depreciation from damage, maintaining market value.
- Blanket Coverage: Automatic protection for new acquisitions, simplifying policies for growing collections.
- Flexible Premium Options: Tailored premiums to fit collections of all sizes.
- Transit Coverage: Specialized protection for items in transit for grading, display, or trade.
Collectors Should Never Rely On Their Homeowners Policy
Relying on a standard homeowner’s policy to protect fine art can leave collectors exposed to significant gaps in coverage. These policies often cap limits far below the value of even a single piece and may exclude crucial risks such as accidental damage, theft, mysterious disappearance, or natural disasters.
High deductibles further reduce claim value, while standard valuation methods typically cover only depreciated amounts instead of true market or appraised worth.
In addition, homeowner’s policies rarely extend global protection for art that’s loaned, transported, or exhibited, and most insurers lack the specialized expertise needed to handle fine art valuation or restoration. For serious collectors, dedicated fine art insurance is essential to ensure every piece is properly protected, wherever it resides.
Jewellers Block Insurance
Protect your jewellery business with specialized Jewellers Block Insurance designed to address the unique risks faced by jewellery retailers, wholesalers, and manufacturers. From high-value inventory, goods on consignment, raw materials, liability concerns and transportation challenges, our comprehensive coverage ensures your business is secure against unforeseen losses.
Key Coverage Features:
- Inventory Protection: Safeguard your valuable stock, including finished jewellery, loose stones, watches, and precious metals, against theft, fire, damage, or loss.
- Transit Coverage: Comprehensive protection for goods in transit, whether shipped domestically, internationally, or hand-carried.
- On-Premises and Off-Premises Protection: Coverage for inventory stored in your showroom, safe, or off-site at exhibitions, trade shows, or during client appointments.
- Liability Protection: Coverage for third-party claims related to property damage or injury occurring on your premises.
- Business Interruption: Income protection for financial losses resulting from disruptions caused by a covered incident.
Firearms Business Insurance
Protect your gun shop with specialized insurance designed to address the unique risks and challenges firearm retailers face in Canada. From strict regulations and liability concerns to inventory management and unexpected losses, our tailored coverage ensures your business is safeguarded.
Key Coverage Features:
- Liability Protection: Comprehensive coverage for third-party bodily injury or property damage arising from operations, sales, or range activities.
- Inventory Coverage: Protect your valuable firearms, ammunition, and accessories against theft, fire, water damage, or accidental loss.
- Compliance with Canadian Legislation: Our policies adhere to federal and provincial regulations, ensuring your coverage aligns with stringent firearm industry requirements.
- Business Interruption: Coverage for income loss resulting from a covered incident, keeping your operations financially secure during downtime.
- Transit Protection: Safeguard firearms and accessories during deliveries, transfers, or shipments
Protection for What Matters Most
As an MGA within the insurance space, we take great pride in collaborating with insurance brokerages across Canada to ensure they are equipped to provide their clients with the right coverage tailored specifically for their valuable collections.
PCI works primarily with insurance brokerages across Canada, equipping them with the expertise and specialized coverage needed to protect their clients’ most valuable collections. Whether it’s fine art, sports cards, jewellery, luxury automobiles, or other high-value collectibles, we collaborate closely with brokers to deliver tailored insurance solutions that meet the unique needs of each collector.
Want to Learn More? Book a 10-minute call.
Private Collection Insurance makes insurance protection simple and seamless. To begin the process, visit our application page to complete the relevant application form or briefly scroll down click to use our Contact Us form to get in touch with our team.
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